OT: Consumer spending accounts for about 70% of GDP. The top 5% of consumers by income, account for 20% of consumption spending or 14% of GDP. This subset of consumers is market sensitive and will back down their spending when investments are in the trash. 14% of GDP is a big deal. If this group cuts back their spending by 1/3 it could lead to another ~3M people losing their jobs. I appreciate this additional information. So once again we'll help the wealthy with the hope that they'll pull us out? What about the consumers that account for the remaining 56% of GDP? Again, I'm not trying to be obtuse or flippant. I'm just really wondering where the highest, most permanent impact can be made.