Hinkey, there is a first time for everything. Just remember to breathe! I hear meditation is very calming.
As far as surfer's zen, I have a feeling it's probably the thrill he's after. He is a surfer after all! He gets his thrills riding walls of water as high as buildings! Just keep positive thoughts & the experience will be pleasant! Money can't buy everything, but it sure doesn't su*k having it. We should all have some soon, compliments of PCFG!
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