terry: Convertible CD's are also the kiss of death to OTC investors, IMO. They are set up so the "lender" can't lose, if the interest isn't paid, then shares are issued at huge discounts and are dumped. But I was referring to conventional bank loans when I said "CAN'T", not convertible debentures.
Cash is King until further notice!!!
My comments on companies are usually my opinion of long term success (years). The PPS may go up or down greatly in the meantime depending on the number of greedy suckers with money.