Be careful with ACH deposits at Ameritrade. They take time to set up and verify. Also, I believe you can NOT use such deposits for nonmarginable securities for 5 days. The funds can be used to purchase marginable securities immediately but not most otcs. I know you're just using it to get the $15 fee covered. Just be sure to check out all options explicitly.
Z
As always, these are my personal opinions.
Hopefully nobody in here is investing anything but "fun" money that they can afford to gamble with.
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