I'd kinda like to trade places, or better yet, find a way to pay more taxes myself. I found this board about 2 weeks ago, never thought I'd post a word. My very short version, 59 yrs old, about 2 thousand/yr over poverty level, not eligible for a dime of federal or local help, no medical insurance, no formal education to get a better job, but determined to make slow and steady progress towards a slightly better life. I'll keep you posted. Thanks for the chance