Only reason they did not beat last years numbers, 37% provision, that is a damn shame. If taxed at last years 23.4% you are looking at $3.7m net income.
About $1m spent on marketing and roll out of a new product in Retail plans? Not sure what they rolled out, but that will be interesting to see if a spike in revenue from it in 2011.
Register for free to join our community of investors and share your ideas. You will also get access to streaming quotes, interactive charts, trades, portfolio, live options flow and more tools.