Jag......in addition to Fasctrack's excellent response, $100K would get you all of one month's expenses paid.
Not exactly a big part of any long-term planning.
My point was that FASC would likely need to provide solid enough evidence of future revenue streams for potential creditors, therefore, securing of such financing would be a positive indication of such (future revenue streams) for investors.
Perhaps you were a loan officer in an earlier life, as duke-mogulbuster, I believe, has claimed to be.