International Building Technologies Group, Inc.(fka INBG)

[Be Squared]

If you are new to the market and trading let me give y ou a little something that a vice president of Putnam funds told me 30 years ago - to be a real investor you need to realize that it is time in the markets that is way more important than market timing. Buy sommething good and hold. I can prove that if you take out say 10 of the top performing days out of a stock or index, you will lose most of the gain in that year. Who can predict those days. The rest is just mumbo jumbo - I have a nice net worth in fixed income to provide me my income now but when I was fully invested in equities when I was younger, I bought quality and continually invested as I became more comfortable with a company - this allowed me to retire 20 years earlier than my friends. I attribute a lot of that to not triggering short term capital gain by constantly trading and my using small amounts of margin to wait until a new tax year to sell a position while buying a new position in the old tax year.

Managing your personal finances takes a lot of work and continually learning about investing and tax laws - you know I can earn substantially less in gross rate of return compared to traders but in the long run my after tax ROR has consistently been higher. Just my two cents -