ksquared,
Something I forgot to mention last night. I feel somewhat responsible for your $10 loss over the weekend since I told you to go for it. Whoops! Mind your own business Gar! LOL!
Anyway, here's a suggestion - ask your friend if you could make a $10 contribution to your's or his favorite charity instead of just paying him off. That way, everybody wins. He feels less guilty about taking your money, you feel better about making the bet to begin with & of course, the charity gets the money.
I think I just interfered again, didn't I? <g>
Have a good one.