Alpine Total Dynamic Dividend CEF (AOD)

[LORTAP KCOTS]

I have the monthly dividends paid in cash for income, I also have Roths, IRA's and SEP IRA's ...
I think what seems to be the questions answer is he want's cash now, like me, to make the days and months better, as opposed to waiting till the retirement age to get some returns on your money.
I have been a great long term "retirement investor" now for 20+ years, what I think makes sense now is getting short and medium term returns set up too.
I mean what happens if you die before retirement?
I figure if I set up extra income now that should continue throughout my life, it's got to take the edge off my stress?
Since starting this mentality two years ago, I can say it has.
I blend a balance of risk and fixed income streams to produce about a 10% annual return.
The Income pays the bills at this point, which will allow me to fund more streams for retirement, as I have less monthly debt to cover.
It works for me.