New Face of Foreclosure - The Unemployed: The Treasury Department estimates 6 million home loans nationally are at least 60 days delinquent on payments, but through the end of March, the government reported that only 230,801 Americans had modified their loans through the Making Home Affordable program. http://news.newamericamedia.org/news/view_article.html?article_id=6142a2cf0116b709f6c6e422c2e59d33