its me from yahoo.... rocketscientistguy QUESTION FOR ALL Just don't feel comfortable with my understanding of this: do liabilities include claims? If so, how could they have listed in the november MOR liabilities of $316B when claims at that point were in the 600-830B range. It was only recently that claims were reduced to 260B Are we neglecting claims as an uncounted liability? Is our gap 20-30B or 260B?