Systematic Investing Group

[Toofuzzy]

Hi 2040

RE Switching to AIM

1) Put the amount you are dollar cost averaging in to a Money Market account going forward. You need to build a cash reserve.

2) AIM is safer with funds. Do you own diversified funds or individual stocks?

3) If you own individual stocks I would say sell them and switch to a fund (s) Maybe not all at once or in the same year to reduce the tax hit if in a taxable account.

4) at the present time you don't want to own a long term bond fund (interest rates will eventually go up and they can't go lower)

5) related to the Permanent Portfolio (google it) you could own

IVE (large value)

IWN (small value)

EFA (foreign )

ICF (REIT)

SHY (short term bond fund to switch to TLT when interest rates invert)

6) If you are just converting what you own to AIM then make Portfolio Control the present stock value and at the present time I would ideally start with 50% cash. Use 10% SAFE and 5% minimum trade size. I like to start accounts with a minimum of $10,000 in stock. If each of your holdings are smaller than that then consolidate them and maybe just sell some to raise the cash reserve for others.

7) If you have much less than the above would alude to then just buy one fund at a time as the cash you are saving on a regular basis allows. You will get diversified over time.

If you are an investorhub member write me privately and I can help you more personally.

Toofuzzy