Don't think you are a jerk, although "you" are just a disembodied cursor as far as I know so can't really say, and that's the point. lets not take postings here, or any other anonymous board, too seriously. Seems like you have done good research and maybe you post here before acting, who knows, but we are still all amateurs and there is much unseen here. It is easy to get carried away "connecting the dots" and end up, logically, in a place that makes no sense.
I think that is just what has happened here.
GLTA