Systematic Investing Group

[2040forsight]

I am dollar cost averaging for five years. I noticed that my weekly contributions don't have much of an effect on lowering my cost. I use balanced part stock part bond funds.I have enough to aim but my mutual funds aint volatile.I dont think synchrovest will help at this point.Not sure what to do. Is there a system for low volatile funds and stocks?

I did many things wrong In late 90's I was led to the slaughter investing in techs I used my 401-k to finance my kids education .now i'm re starting and have some retirement amount but not enough for any means of comfortable secure retirement.