Q2 margins were 22% and Q3 were 37% - this is explained with higher margin products so if they can get nearer to Q3's margin next year the income growth will be very solid indeed. I'll play with the numbers...
As anyone can clearly see in the Q3 filing the company had a one time provision income in that quarter and therefore wouldn't have a 36% profit margin normally. It was around 30% actually.
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