Citigroup Inc (C)

[samaelrocks]

http://www.businessinsider.com/citigroup-warns-customers-it-may-refuse-to-allow-withdrawals-2010-2

Here's the actual rule - http://edocket.access.gpo.gov/2009/E9-12431.htm

More regulations info - http://www.federalreserve.gov/bankinforeg/reghist.htm#D

Sec. 204.5 (2)

Because they are federally insured, they have to report on their assets to prove that they can cover FDIC insurance. The increment it's reported is in 7-day windows. So they have to disclose that they may leverage that window if their assets are not enough to cover withdrawals. They would get in trouble if they did NOT disclose that.

That's my take but I don't bank with those institutions. I use a Credit Union and so far, no holds on checks.