"Call the company if you are serious about getting the correct answers." And what do you think they would tell us Basser? They will say they can't give out that info. to just one person, so that would be a waste of time. That they defaulted on the loan. There's isn't any LOC. Your not concerned? If you say no, something is seriously wrong then. There's been way to much silents and if they tighten up the PPS's will be .0004. Investors want to know the truth.