weakhand......so, if I understand you correctly, you wish to take my cash, buy garbage stocks(which you admit you've got a history of poor decisions in), offer no collateral, disregard the wishes of your wife who is against such purchases, base your research on reading penny stock boards and hope to pay me back at a fairly low return rate based on your risks on something that I could do myself if I were equally stupid and naive???
Hmmmmmmmm, as intriguing as it sounds, I'm going to pass at this time without further information to base my decision on. However, there is another poster on these boards who is known to be a sucker to a good underdog story such as yours. I would advise you seek him out and offer him the possibility for such an investment. His alias.......lownumba. I understand he is incredibly wealthy and a philanthropist(or philanderer....can't remember which?) at heart.