Interesting chioces to make. Did you know that if you are in the 10-15% tax bracket that if you have a long term capital gain, according to a law passed by congress in 2005 TIPRA went into effect in 2006,was suppose to be for one year but extended it until 2010, you will pay zero long term capital gains,because most of my income is by dividends now a days that is something i know, if genta goes according to how we hope, i have to really think about holding till April,Really interesting decsiond ahead I Hope