hi gail,as u know,i got in trouble for flipping with fidelity,,i called them and talked to them,,i have a couple of mutual funds with them and they said if i open a margin acct,as long as i have money to pay for everything flip away...also was looking for another broker becuse fid. under a dollar tradeing rates were 2 hi..called and emailed a couple of times and they changed the rates for under a dollar trades to $8 for there gold traders..sometimes it pays off to ask ??? and complain..please go swiming in the ocean for me..hope u are feeling better...andy