SPNG has never disclosed anything about carrying liability insurance , I had posed this same question few times and was attacked. I dont see SPNG having any large scale liability insurance at all for these things.. but SPNG does not do good of disclosure.. and truth SPNG is just a marketing shell type company , they dont actually own the patents etc. they just license them , they would just shut SPNG down and open new marketing arm if they get sued IMO
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