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Thursday, May 14, 2009 11:21:46 PM
Reverse Judgments:
This term actually means to "overrule" a lower court's decision. When debt collectors win a default judgment, it's possible to have it overturned, overruled, set aside and vacated. These terms simply mean the default judgment is removed and is no longer binding.
In order to have a default judgment overturned, you'll need to prove that the judgment was granted without you being given due process. This generally means you were not able to appear in court for various reasons and therefore, not able to properly defend yourself. Obtain a copy of ALL court documents concerning the default judgment and look them over for any mistakes. Pay close attention to address, notification procedures, dates and names.
If you can prove that you were not properly notified or that some emergency prevented you from appearing in court, request a rehearing also called a motion to vacate judgment.
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