Not sure what contracts are.. But congrats!! I'm only 22 so I'm still learning, I've been investing for about 2 years now and lost 17k on pinkies, so I'll accept that. I'm taking full advnatage of school by living in the dorm and having a full time job where I can put 80% of my check into stocks and savings.. The more you guys post what you do the more it helps me to achieve my goals. I honestly do appreciate what everyone does, VERTIAS, CHART, SHEFF, BAKERMAN, ECT.. (if I left your name out sorry) But Thank you so much you guys.