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Re: AIOS post# 184

Monday, 05/04/2009 10:19:25 PM

Monday, May 04, 2009 10:19:25 PM

Post# of 220
I think their bank is a non-debtor http://www.ahbank.com/default.aspx

Banking Segment
The Company’s banking business is conducted through American Home Bank (formerly known as Flower
Bank, fsb) (“AH Bank”), which the Company acquired in October 2006. The Company expects that AH Bank
will hold mortgages, consumer loans and securities as its primary assets and fund its holdings through deposits,
including escrow balances. Although AH Bank is not expected to have a significant impact on the Company’s
financial results in the near future, the Company expects that, over time, AH Bank will diversify its sources of
earnings and revenues, enabling it to become a more diversified, multi-dimensional financial services company.
In particular, the Company expects to leverage its customer acquisition costs by offering mortgages, deposit
accounts and additional lines of consumer credit to its existing customers and the general public.

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