Hi Roy, "Eternal Image lived and learned by once dealing with a hard money lender." You might want to check on this. There was more then just one hard money lender in the past. EI has had a problem learning from the past. "Selective Development is issuing these long term statements because they are looking for longterm money. (100million)" A statement like that reminds me of what NAR said. ETNL should be trading at .50 by the end of 2008. Amazing. Good Luck.