Five and Under

[Patsy]

Yes, I have a position, call me crazy but I didn't risk the grocery money.LOL
My only reason for my taking a position is the extremely low float and seeing the high of 6.00 in the past 52 weeks, that high was reached with very low volume. Holding until I find out more.

Still researching, I haven't educated myself on ADR's but I'm working on that now.


What I found

NYBDY
Home page:
http://www.newyorkbroker.de/

Shares outstanding: 5,000
Float:3,000

News releases from their home page translated:

December 5, 2000
Incam AG and Cornelsen & partner insurance GmbH decide co-operation Duesseldorf, 5 December 2000? The Incam AG (NASDAQ: INAGY), (WKN: 917,444) Nuernberg co-operates, in the future with Cornelsen & partner insurance GmbH. An appropriate co-operation contract was closed. After information of the managing director of the Cornelsen & partner insurance GmbH, Uwe Cornelsen, had its enterprise at present 700 attached selling partners. One will also take up the Investmentprodukte of the Incam AG to the selling or system port anlageportfolio, in particular the offered unit trust fund products as well as the again presented Incam fund policy. the co-operation declaration/agreement, which was now closed, the further switches for the growth of the Incam AG are placed?, Incam executive committee, Joerg means vacation. The Incam AG increases its selling capacities by this co-operation substantially and expects for the further future a significant increase of the administered fortune and concomitantly the conversion. Short profile Incam AG The Incam AG is one at the US computer stock exchange NASDAQ (ticker-Symbol: INAGY) and to the Frankfurt one, native of Munich, citizen of Berlin and Hamburg freiverkehr quoted corporation. The enterprise specialized in the administration of an estate of share and unit trust fund depots as well as in the selling of Investmentprodukten. Press contact & course information file Incam AG Andreas's bear / Andreas Schidlowski Tel. +49 (0) 2 11 - 56 51 60 fax +49 (0) 2 11 - 56 51 610

2nd one

November 10, 2000

Incam AG gives the edition to a fund-bound life insurance under own label admits Duesseldorf, 10 November 2000? Incam AG (NASDAQ: INAGY) (WKN: 917,444): The Incam AG gives the selling start to a fund-bound life insurance, which Incam fund policy, under own label well-known. Product partner of the Incam AG is the Skandia life insurance AG. The Incam fund policy was introduced to the public on the congress numbers of the Incam AG in October for the first time and had a outstanding resonance among the numerous users. Some highlights of the product: The customers can arrange out over 40 different Top funds their personal port portfolio and acquire the funds without output impact. Also the possibility is available to let the funds administer over 4 different gemanagte depot versions. Apart from the fund-bound life insurance also a fund-bound old age pension insurance can be concluded. The death protection can amount to variable between 60 % and 500 % of the contribution total. the customer has 5 years before end of the run time the possibility of letting over the operation oriented Investment strategy (AIS) the funds etappenweise change into lower-risk system classes. fund policy brings us a large step in the development of the own product range forward?, thus Inc. to executive committee Joerg vacation?und gives us still more possibilities of putting too much good products to attractive conditions our selling partners at the disposal. We carry calculation with the fund policy of the risen demand, particularly from the broker area. Short profile Skandia life insurance AG The Skandia life insurance AG is a subsidiary of the Swedish Skandia Group and 1991 in Berlin was based. The enterprise sets under the requirement to protect?die quality of life of the customers?, on the consulting authority of independent mediators. Up-to-date Skandia ranks among the prominent providers for fund policies in Germany. The nut/mother company ranks among d

3rd one
November 2, 2000
Incam increases sales profits by 87,61 per cent Duesseldorf, 02 November 2000 - the Incam AG (NASDAQ: INAGY), (WKN: 917,444) in the first nine months its sales profits in the comparison to the period last year by 87,61 per cent on DM 3.03 million increased. Before controls the provisional result was situated with DM 372,478.43 (unchecked). Commission proceeds were situated in the first new months over over 70 per cent over the period last year. The commission incomes from the trustee activity could be increased over over 345 per cent in relation to the period last year. The Incam AG can optimistic be attained in the future a clear improvement of sales profits and yearly surplus. By the extension of the product assortment as well as by special Investmentkongresse the Incam AG could remove the number of new selling partners clearly, then the number increased by 309 selling partners to altogether 589. This corresponds to an increase of over 200 per cent in relation to the comparison period of the previous year. Up to the year end the number of selling partners 800 is to amount to, so the executive committee of the Incam AG, Joerg vacation. The Incam AG is one at the US computer stock exchange NASDAQ (INAGY) and at the German open markets (WKN: corporation noted 917,444. The enterprise specialized in the administration of an estate of share and unit trust fund depots as well as in the selling of Investmentprodukten.


4th one

October 31, 2000

financialbot.com AG, subsidiary company of the Incam AG, agrees upon partnership with pulsiv.com AG Duisburg/Duesseldorf, 31 October 2000. The Duisburger Internet broker pulsiv.com and the Duesseldorfer information Dienstleister financialbot.com on-line securities trading and?automatisches Surfen combine?: Around the clock all in the Internet available financial EMS and check courses of selected titles analyze and select automatically approximately intelligent software robot. The information relevant for the investor is analysed and passed on by eMail or SMS/WAP to the customer. So the investors have their depot independently of time and place always fixed in the grasp. Pulsiv.com customers can use the service up to the year end free of charge and afterwards to a preferential price, i.e. starting from euro 10.95 per month. www.pulsiv.com the Internet broker pulsiv.com is black a subsidiary company of the Duesseldorfer private bank HSBC drink from & Burkhardt KGaA (70%), the HUK COBURG, Coburg (10%), the Heyde AG, bath Nauheim (10%) and the long & securities trading AG, Duesseldorf (10%). Since at the beginning of April 2000 offers pulsiv.com private customer securities trading over Internet. The product range covers shares, optionsscheine, pensions, Corporate bonds and fund as well as fund saving. Apart from the gleichtaegigen order placement at all large world markets offers pulsiv.com among other things off-board trade and new eating ions. www.financialbot.com financialbot.com the AG, a subsidiary company of the Incam AG, a Finanzdienstleister from Duesseldorf (Nasdaq: INAGY, WKN: 917,444), intelligent stock exchange information systems, interactive on-line course systems, financial port financialport administrationport administration develops and?optimierung on base of intelligent software robot. The virtual software agents monitor for example the performance of securities and supply the investor directly with the most current enterprise messages. Additionally financialbot.com AG is in the classical business fields such as structure of network and?beratung, e-Commerce, sprachbasi

5th one

September 29,2000

Co-operation partner of Incam AG, DirectAdvice.com, Inc. von Celent Communications to the prominent on-line financial planner in the USA explains Duesseldorf, 29 September 2000? Incam AG (NASDAQ: INAGY) (WKN: 917,444): Celent Communications, a prominent Research society within the area on-line Financial services arranged DirectAdvice.com, Inc. in the recently published report " classification of the on-line Financial Planning services " as No. 1 of the global on-line financial planners. The report was created, in order to help Finanzdienstleistern on the search for solutions within the area on-line Financial Planning. " Celentx27s investigations acknowledge the prominent role of DirectAdvice in the supply of global, personalisiertem financial plan advice to enterprises and their customers, " said Brian L Hollander, the president and founder of DirectAdvice. " it acknowledges our strong faith the fact that the financial plan considers all financial targets and the advice in addition globally, personalisiert and should be comprehensible ". The report acknowledges the strategy of DirectAdvice to expand the business activity by co-operation with other enterprises (B2B) like recent co-operation with Pershing, to a subsidiary of Donaldson, Lufkin & Jenrette Securities Corp. showed. Pershing will offer the on-line financial plan service of DirectAdvice to its network from 650 independent brokers. " those salesmen, who move in the world of the financial plan, will concentrate your efforts in the future to offer the service to your business customers. " said the Analystin Isabella Fonseca, which wrote also the report. " salesmen, who concentrate in this income model, will be most probably with it successful? DirectAdvice offers a technical solution for Finanzdienstleister. The technology assembled from items is non-standard adaptable, around the beginning of each Finanzdienstleister after life-accompanying P
6th one
June 9,2000
New York BROKER Germany AG sells proportions of the E*Trade Germany at E*Trade Group Duesseldorf (ots) - New York BROKER Germany AG (symbol the USA: NYBDY, WKN 879526) has effects company (symbol BFV, WKN 522130) due to the transfer of the majority of the citizens of Berlin by Consors Discount broker of E*Trade Group (Nasdaq: EGRP) a supply for all from their shares held the E*Trade Germany receive. The E*Trade Group wants the entire shares of the past shareholders, i.e. the New York BROKER Germany AG and the citizen of Berlin investment bank, undertakes, to transfer around its global strategy alone. The New York BROKER Germany AG agreed this supply due to the modified E*Trade strategy; proceeds from this sales the New York in the year 2001 one will flow to BROKER Germany AG and be used for the stabilization of own capital funds the New York BROKER Germany AG and/or for further strategic participation. E*Trade Germany was created in October 1999 as joint venture between the E*Trade Group, the citizen of Berlin investment bank AG and the New York BROKER Germany AG. Due to the transfer of the citizens of Berlin effects company, the majority-taken part in the citizens of Berlin investment bank AG, by ConSors Discount broker, taken place recently, this became minority shareholder of the E*Trade Germany likewise. The New York BROKER Germany AG is an internationally active issuing house. It was created 1990 and has its company headquarters in Duesseldorf. Their main business fields are situated primarily in the areas venture Capital (strategic partnerships and investments), private Placement financings, emission consultation as well as execution of share issues. Press contact: New York BROKER Germany AG Abtlg. Pressing and public relations count Adolf road 12 40212 Duesseldorf Tel.: +49 (0)211 / 13072-800


7th one
July 12, 2000

New York BROKER Germany AG - false alarm of the Teleboerse from 12 July, " Federal Supervisory Office forbids New York BROKER Germany AG of business " the Teleboerse on 12 July 2000 in the Internet over us a false alarm spread. The false alarm contained the following statements: 1. The Federal Supervisory Office for the credit system has the New York BROKER Germany AG, Duesseldorf, which extracted permission for the administration of financial port finanzportfolios and the self-trade - this statement is false. 2. The Federal Supervisory Office for the credit system has BROKER Germany AG in relation to the Teleboerse indicated doubt about the reliability the New York to have - this statement is false. 3. The ADVANCED ate management GmbH possesses still no permission of the Federal Supervisory Office for the credit system, an appropriate request is appropriate for the office also not forwards - this statement is false. After the Teleboerse of the Federal Supervisory Office for the credit system and of us to the false alarm one referred, it immediately removed the false alarm started up by it of the Internet and deleted. We do not ask you to take over this false alarm, which was already published of the VWD with note to the Teleboerse. The VWD was informed directly by us. With questions you turn please to the Teleboerse, the Federal Supervisory Office for the credit system or directly to the New York BROKER Germany AG. Press contact: New York BROKER Germany AG Abtlg. Pressing and public relations count Adolf road 12 40212 Duesseldorf Tel.: +49 (0)211 / 13072-0 fax: +49 (0)211 / 13072-22 Course information Top News

8th one
July 5,2000
Restructuring the New York BROKER Germany AG In the course of the restructuring measures the New York BROKER Germany AG makes a separating of its entire customer service business, including that coworker, who is active in this area. The customer service effected in the future via the ADVANCED ate management GmbH. The ADVANCED ate management GmbH is active as institute for financial service within the area system switching as well as administration of an estate and guarantees that the transfer and care of the customers can take place smoothly. The New York BROKER Germany AG becomes their main business activity in the future primarily on the areas venture Capital (strategic partnerships and investments) as well as private Placement financings and on their activity as emission advisors and issuing house to put. Target the New York BROKER Germany AG is it to develop in the future their strategic participation further to execute stock exchange courses new strategic participation to be received and not least for interesting to execute promising enterprises - primary within the field of technology - the care from start UP financing to the stock exchange course. Thus the Focussierung goes to execution on the areas unternehmensfinanzierung, participation, emission company and -. This in particular, since the New York BROKER Germany AG in this area in Germany carried already considerable pioneer work out. Besides this area points from our view central and on a long-term basis for the enterprise - and thus also for the shareholders - who most interesting chances regarding the concentration on one of the most lucrative niche markets up, which saves exzellentes growth potential. Press contact: New York BROKER Germany AG Abtlg. Pressing and public relations count Adolf road 12 40212 Duesseldorf Tel.: +49 (0)211 / 13072-0


UNDER BORSENBERICHT
EDITORIAL BY HARTMUT BERGMANN

Very honoured readers, very honoured readers, the recent economic parameterses refer in the USA almost all together to a weakening of the economy. At the capital markets these data were taken very pleased to the knowledge and both principal and stock market bent in the consequence to the strength. In particular the technology titles come in the previous weeks badly under bombardment recovered and note partly again 50 to 100 % far away from their lowest points. After the exorbitant failure in the technology values, at which we already guessed/advised in the first failure to the purchase, again a strong setback at the end of of May took place. In the last two months the titles of the Toptechnologiewerte reduced themselves the titles of other technology shares partly over over 60 % and partly gezehntelt themselves. An exaggerated reaction, which must lead sometime alone by technical corrections, which now began, to the calming and soil formation. The view for the remainder of the yearly must be for the time being further estimated with restraint. The weaker economy can put the foundation-stone for the end to interest increase politics. The dangers of inflation are however not yet eliminated thereby. We remain further with our recommendation, strengthen enterprises to acquire, their gain independently of the economic cycle grow. Thus shares should be able to point also technology shares out medium-term clearly better courses apart from the Pharma and telecommunications.