Hi Cindy
>>>I am new to AIM and have read the boards and Lichello's book. Does the decreased risk in using sector ETF's outweigh the increased volatility of individual stocks in terms of the effectiveness of AIM?<<<<
I will second Tom's reply. ETFs and mutual funds can't go to zero. That is very important with AIM since it has you buy as a security goes lower.
You can diversify by style (large, small, forien, REIT, bond) or by industry.
Don't try to maximize returns by getting fancy. Getting rich slowly avoids going broke fast.
Toofuzzy
Take the road less traveled. It will make all the difference.