Thanks Guys. From the other board I was referred to: Apparently, the plan is an EOSP 401K. This plan allows for the distribution of the dividend. This plan is "Employee Owned", so therefore, our govt. set up the law to allow for this in employee owned plans... As for my strategy of rolling the $$ into another IRA account and trying to get a better dividend rate -- doesn't look like it's possible. I have to stick with the dividend my co. pays out. Thanks,...At least now I know I can't do it...only appears to be available in ESOP 401K / or similar ESOP plans. Thanks again
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