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[Jim is Jim]

roni: (the many small pots and we won't starve retirement plan) -- yes, the ultimate diversification... I guess between the two of us (the iWife and me) we have a lot of different pots, too... only clouds on the horizon I suppose is that all of them seem to be in jeopardy of some sort if the economy doesn't improve significantly in 5-10 years; and/or the iWife boots me out of the cardboard box to fend for myself if I become a financial anchor in retirement...

I guess I should start being nicer to her

I wish they spoke French on the Yucatan... I don't see myself becoming fluent in spanish after retirement -- after 20-some years in San Diego, I know just enough spanish to get myself shot... actually, though, because of the similarities, I can usually read spanish well enough to get by, it's the talking part that would do me in...

Know any place cheap to retire where they speeeeeeeak French (or English)???

Jim