I spoke to Mr. Terrell only weeks ago and he was incredibly upbeat, offering his number to anyone who had concerns about the exchange; reminding me that all he had went into the Exchange as well. He is a visionary Mr. Fiol, and he shared his vision with you and entrusted you with our money which all of a sudden there seems to be "large amounts of transfers missing".
The only visions Terrell has ever had are likely to have been of other people's money becoming his own so he could take another gambling trip to Shreveport/Bozzier.
We are apt to shut our eyes against a painful truth... For my part, I am willing to know the whole truth; to know the worst; and to provide for it. --Patrick Henry, Patriot and Hero of the American Revolution