Apple Inc (AAPL)

[tomm]

Found Timothy F. Geithner at

http://www.newyorkfed.org/newsevents/speeches/2007/gei070323.html

He also said,

Innovations in credit markets are inevitably accompanied by challenges. Indeed, the history of innovation in financial markets provides many examples of periods of rapid change accompanied by fraud and abuse, by challenges in assessing value and risk, by concerns about the adequacy of investor and consumer protection, and by unexpected behavior of prices, defaults and correlations. To some degree, these types of problems are the inevitable consequence of change and innovation.