for what it is worth, I have heard some people with ST say they had done ACH transfers with ST and they can't use the money due to restrictions which apparently make one wait 3 days before they buy stocks under $4.00. (I guess this is if they don't have cash on balance)
If this is true I know a few who are simply waiting for cash to clear before coming in. This last bit of news and the article was the thing these people were waiting for before joining us.
I have ST but I always wired in cash but now they offer ACH at no cost but with restrictions. You also can't use the ACH cash to cover margin calls.
JMO, and FWIW,
Nez
Any society that would give up a little liberty to gain a little security will deserve neither and lose both.
Benjamin Franklin