TODAY'S PERSPECTIVE <A HREF="http://biz.yahoo.com/mf/010103/news01_010103.html" target="_new">http://biz.yahoo.com/mf/010103/news01_010103.html</A> <A HREF="http://www.smartmoney.com/theeconomy/index.cfm?story=200101031" target="_new">http://www.smartmoney.com/theeconomy/index.cfm?story=200101031</A>