Its not a crime, its a free market system.
Those who would completely iron out the boom-bust cycle are communists who would have mob rule, which would lead to no advancements in science, energy, medicine, and culture.
America is great because people have the freedom to win... and to lose.
This bailout crap is the real crime. Let the idiots who lost their money lose it already!! You make a bad loan, you deserve to lose your money. Just like I lost my money in this crappy stock. Tough sh!t, suck it up, learn from your mistakes, and move on into a realistic future. Why should American tax payers pay to bail out failed bankers? They had every advantage for years, and now they lost. Good riddance to bad rubbish. Let the survivors build a better world, just like in nature. The free market should be free, and not dominated by government. Write your congressmen and tell them "NO! No bailout!"
