Matt
I guess I base my trades on my monthly "nut" which runs about $200-250/mo when not active.
If I am on the road, skydiving, occasional motel, my entire nut may run as high as $1500/mo.
When working it is about $80 to $100/mo. Thats everything...house expenses, storage, mail drop.
If I am house sitting somewhere it is about $400/mo.
Insurance is a negative.
If I am on unemployment I don't bother with the market. I can save 60 to 70% of my unemployment check, no problem.
The state of Oregon once sued me just for that...started a business on accumulated checks. I thought it was the epitome of ingenuity, the american way, the one good example.
The first 5 or 6 weeks the business brought in practically nothing so the checks covered the expenses. It took off, breaking even regularly, so I canceled the unemployment.
The government would rather you stay on unemployment.
ola