EMB Corporation (EMBI)

[Scrooge McDuck]

NEWSLETTER FROM CALIF. STOCK REVIEW....

EMB Corp (EMBI) $0.12

(California Stock Review)

Rod Thompson, President of First Guaranty stated, "After a record year
in
all sectors of our mortgage business, we are pleased to report that
total
fundings for January 2002 of $48 million were 82.5% greater than January
of 2001."

"We have also renewed our primary warehousing credit facility of $50
million, which enables us to comfortably close up to $75 - $80 million
of
residential mortgages per month. Our goals for 2002 are $650 million in
closed loans, and to continue to expand our net profit to gross revenue
ratio over last year's strong profits.''

(Come on, admit it. Yes it's a $0.12 stock, but you've got to be
impressed.)

The Company also announced that it has released an updated version of
its
Website with many new features at http://www.embcorp.net and
http://www.embcorporation.com.

Mr. Shipley noted, "I would encourage everyone that is interested in EMB
Corporation to visit our new website. We have a great new look with
several new features. It is interesting to note that we have had in
excess
of 133,000 visitors to our site since August 19, 2001, for an average of
approximately 25,000 per month.''

EMB Corporation recently reported earnings of $0.02 per share for Fiscal
2001, in addition to a $2,000,000 equity financing agreement with
Paramount Financial Group.

To request an investor kit for EMB Corporation, please call Justin
Keener
at [phone], or email [e-mail].

http://biz.yahoo.com/pz/020226/24305.html
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