The Securities and Exchange Commission

[thepennyking]

The OCC has updated two annual publications: Significant Precedents, a compilation of precedential legal determinations, corporate licensing decisions and community development investments permitted by the OCC, and Activities Permissible for a National Bank, a compilation of the OCC's authorizations of activities that the agency has determined to be part of, or incidental to, the business of banking.
http://www.occ.treas.gov/sigpre.pdf
http://www.occ.treas.gov/corpapps/BankAct.pdf

March 26, 2004 - Donald E. Powell Chairman Federal Deposit Insurance Corporation Remarks Before The National Association For Business Economics March 26, 2004 Washington, DC. www.fdic.gov/news/news/press/2004/pr3004.html

March 26, 2004 - Legal Interpretations Provision of fleet management services to some non-leased vehicles. www.federalreserve.gov/boarddocs/legalint/bhc_changeincontrol/2003/20031219/

March 26, 2004 - The Federal Reserve Board on Friday announced that public meetings will be held next month in New York and Chicago on the proposal by J. P. Morgan Chase & Co. to merge with Bank One Corporation. www.federalreserve.gov/boarddocs/press/orders/2004/20040326/default.htm

March 26, 2004 - Remarks by Governor Edward M. Gramlich At the Federal Reserve Board Models and Monetary Policy Conference, Washington, D.C. www.federalreserve.gov/boarddocs/speeches/2004/20040326/default.htm

March 26, 2004 - The Federal Reserve Board on Friday issued revisions to Regulation Z, which implements the Truth in Lending Act, and to the official staff commentary that applies and interprets the requirements of the regulation. www.federalreserve.gov/boarddocs/press/bcreg/2004/20040326/default.htm

March 25, 2004 - First Senior Deputy Comptroller Julie L. Williams Sets the Record Straight Regarding Nature, Consequences of OCC's Recent Preemption Regulations.
Press Release: www.occ.treas.gov/scripts/newsrelease.aspx?Doc=ZHFIGBB6.xml
Attachment: www.occ.treas.gov/ftp/release/2004-25a.pdf

March 25, 2004 - St. Louis Fed's Poole - Outsourcing, Globalization Bring "Important Long-Run Benefits" To United States as a Whole - Much of what William Poole hears and reads about international trade these days makes him apprehensive. Poole, president and CEO of the Federal Reserve Bank of St. Louis, addressed trade, wages and employment in remarks to students, faculty and businesspeople at LeMoyne-Owen College. www.stlouisfed.org/news/releases/2004/03_25_04.htm

March 25, 2004 - The Federal Reserve Board on Thursday released the minutes of its discount rate meetings from December 15, 2003, through January 26, 2004. www.federalreserve.gov/boarddocs/press/monetary/2004/20040325/default.htm

March 25, 2004 - Governor Donald L. Kohn Monetary Policy in a Time of Macroeconomic Transition At the 2004 Washington Economic Policy Conference, presented by the National Association for Business Economics and the Association for University Business and Economic Research, Washington, D.C. www.federalreserve.gov/boarddocs/speeches/2004/200403252/default.htm

March 25, 2004 - Chairman Alan Greenspan - Rural economic issues At New Approaches to Rural Policy: Lessons from Around the World, an international conference convened by the Federal Reserve Bank of Kansas City, Organization for Economic Cooperation and Development, Rural Policy Research Institute, and The Countryside Agency, Warrenton, Virginia www.federalreserve.gov/boarddocs/speeches/2004/20040325/default.htm

March 24, 2004 - OCC Issues Proposed Rule to Assist Consumers in Identifying Operating Subsidiaries Subject to OCC Supervisory Authority - The Office of the Comptroller of the Currency today published a proposed rule to assist consumers in identifying national bank operating subsidiaries that are subject to OCC supervisory authority.
Press Release: www.occ.treas.gov/scripts/newsrelease.aspx?Doc=TLMZJPDT.xml
Attachment: www.occ.treas.gov/ftp/release/2004-24a.pdf

March 24, 2004 - The Federal Reserve Board on Wednesday announced the execution of a Written Agreement by and between the Planters Bank and Trust Company, Staunton, Virginia and the Federal Reserve Bank of Richmond. www.federalreserve.gov/boarddocs/press/Enforcement/2004/20040324/default.htm

March 24, 2004 - The Federal Reserve Board on Wednesday announced the execution of a Written Agreement by and between the Virginia Heartland Bank, Fredericksburg, Virginia and the Federal Reserve Bank of Richmond. www.federalreserve.gov/boarddocs/press/Enforcement/2004/200403242/default.htm

March 24, 2004 - The Federal Reserve Board on Wednesday announced the execution of a Written Agreement by and among Midwest Banc Holdings, Inc., Melrose Park, Illinois; the Midwest Bank and Trust Company, Elmwood Park, Illinois; the State of Illinois Office of Banks and Real Estate, Springfield, Illinois; and the Federal Reserve Bank of Chicago. www.federalreserve.gov/boarddocs/press/Enforcement/2004/200403243/default.htm

March 23, 2004 - OCC Issues Contact Information for Questions Concerning Tying - The Office of the Comptroller of the Currency is publishing contact points at the OCC for banks and customers with questions and concerns about tying. The term "tying" refers to practices where the availability or price of one product or service is conditioned or "tied" to a customer also obtaining another product or service from the bank. Some types of tying are permissible, while others are prohibited. www.occ.treas.gov/scripts/newsrelease.aspx?Doc=5585SPNY.xml

March 23, 2004 - FDIC Bars from Banking Two Involved in Bestbank Failure - The Federal Deposit Insurance Corporation issued removal and prohibition orders against Glenn M. Gallant and Douglas R. Baetz. www.fdic.gov/news/news/press/2004/pr2904.html

March 23, 2004 - FDIC Issues Removal and Prohibition Order Against Former Minnesota Banker - The Federal Deposit Insurance Corporation issued a removal and prohibition order against Bradley J. Oeltjenbruns. www.fdic.gov/news/news/press/2004/pr2804.html

March 23, 2004 - FDIC Takes Disciplinary Action Against Former Massachusetts Banker - The Federal Deposit Insurance Corporation has reached agreement on a civil money penalty with Kenneth B. Osborn www.fdic.gov/news/news/press/2004/pr2704.html

March 23, 2004 - FDIC Issues Removal and Prohibition Order Against Former Tennessee Banker - The Federal Deposit Insurance Corporation issued a removal and prohibition order against Jimmy Lee Birdwell. www.fdic.gov/news/news/press/2004/pr2604.html

March 23, 2004 - FDIC Issues Removal and Prohibition Order Against Former Arkansas Banker - The Federal Deposit Insurance Corporation issued a removal and prohibition order against Linda G. Cameron. www.fdic.gov/news/news/press/2004/pr2504.html

March 23, 2004 - Exhibit Elements Fed Center - Exploring Our Nation's Central Bank - The Fed Center was designed to engage high school students and life long learners in the role the Federal Reserve plays in the regional and national economies. Thought-provoking icons and compelling interactive exhibits invite visitors to discover the importance of the Federal Reserve by making functions such as monetary policy, the payments system, and banking supervision and regulation understandable and relevant to our lives. www.frbsf.org/news/releases/2004/322elements.pdf

March 23, 2004 - Fed Center - Exploring Our Nation's Central Bank - The Fed Center is an interactive exhibit and museum designed to teach diverse audiences about the role the Federal Reserve plays in the national and regional economies. www.frbsf.org/news/releases/2004/322factsheet.pdf

March 22, 2004 - Cuban Asset Control Regulations - The Department of the Treasury's Office of Foreign Assets Control has updated its list of approved service providers to Cuba. http://www.fdic.gov/news/news/financial/2004/fil3204.html

March 22, 2004 - Statistical Release - E.2 Survey of Terms of Business Lending www.federalreserve.gov/releases/e2/current/default.htm

March 22, 2004 - The Federal Reserve Board on Monday announced the appointment of Sandra F. Braunstein as Director of the Division of Consumer and Community Affairs, effective April 1, 2004. www.federalreserve.gov/boarddocs/press/other/2004/20040322/default.htm

March 22, 2004 - Reports of Condition and Income for First Quarter 2004 - The enclosed materials pertain to the Reports of Condition and Income for the March 31, 2004, report date. www.fdic.gov/news/news/financial/2004/fil3104.html