OT---Buffet Proposal: Buffet is smart, and makes an offer the insurance companies will probably refuse. He is saying He will reinsure the low to almost no risk municipal credit exposure of the insurance companies, and I am sure it is possibly at prices similar to what MBIA, Ambac and FGIC earned as premiums for the policies. I will be surprised if the two that have not turned it down yet, don't turn it down also. The proposal won't help them, it would only benefit their clients. Do you really think they will pay good capital to help their clients?