They can still be found in my part of the country, but you have to really look around for them and get creative. We just closed on a repo today that we got them to take less down and include closing costs (that is a red flag for lenders)in exchange for increasing the cost of the house by $500. Now they generally want to try to get 10% down for us, but we were able to get 100% financed on all of them easily just 8-10 months ago. does not look like it is going to get much better either.
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