Systematic Investing Group

[lostcowboy]

Retirement Planning! For people that are ready to retire, the question becomes how to manage all those stocks that you have collected so you will have a steady income. Should you keep it all in stocks and cash in just what you need each month? A type of reverse Dollar Cost Averaging. There is growing evidence that if you do it you will most likely run up short, and not have enough money. Some people say to put part of your portfolio in to a bond fund, but a bond fund will vary in price. This web site says you should have part of your money in growth stocks, part in blue chip stocks, and/or part in high yield stock, and part in a bond ladder. They have a free for personal use software to help you set it up. If you are a financial planner you can buy the pro version of the software. http://www.isgplanning.com/Index.htm