I never said there was no need for regulation. The source post was re the mortgage crisis assigning all the blame to lax regulation which is nonsense. The buyers knew the terms of their loans ( due to regulations ) yet went ahead and chose adjustable terms anyway If you want Hillary to micro manage the economy, more power to ya Try taking off the clown costume and actually read the article I posted that outlines the issues or involved Or, just do your typical ignorant ankle biting