Reliant Financial Service Corp. (RFNS)

[finnthecelt]

Exactly. And who knows what the future holds but I truly believe the mortgage market is setting itself up for an extreme whiplash effect.

This will take time in the American market but Canada is primed. All they need is for the credit crisis to simmer down.

Story: I know a guy who was writing loans (him and his brother coincidentally) in a shoddy little office in MI. Rates were at 14% and their hair was down to their shoulders. Laughable. The two of them turned that one office into brokerages across America. They consolidated, partnered with Intuit and experienced fabulous success as Quicken Loans.

They're currently originating several billion a year and have offices in Troy, Phoenix and Cleveland with over 1,200 loan officers. Dan Gilbert, one of the brothers is now worth over 1.2 billion dollars.

So what's possible here? Who knows. But regardless of what does happen no one can say all I did was bitch and moan and cry all the way.