Financial Statistics 1. Marital Problems - 37 percent (the highest rate) of marital problems derive from financial situations 2. Cash Flow - 70 percent of all consumers live paycheck to paycheck, meaning they run out of money before the end of the month 3. Savings - The average family would have to use a credit card to pay a $1,500 unexpected expense (ex: home or car repair). 4. Retirement - Nearly half of all Americans (46%) have less than $10,000 saved for their retirement. Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. (Ecclesiastes 5:10) Deuteronomy 8:18 — “Remember the Lord your God, for it is he who gives you the ability to produce wealth.” ***MERRY CHRIST MASS EVERYONE***