Loki, so you're wanting to get a rental, is that correct? If so, you might want to wait just a bit more. I still see prices coming down a bit.
Of course, I don't know your area that well. I'm in Monterey County.
Regarding a loan, you MUST shop around. I recently used Lendingtree for a loan and ultimately got a good deal. You gotta be cautious though, as they all seem to overpromise and underdeliver.
Let us know how it turns out.
bry