HOPEFULLY, for all our sakes NOTHING.
However, we now know, or should, the background of Stephen Lumb.
Also, when anyone is doing background check on you, they note your zip code, or post code in UK. Even if you are 'honest Joe'
you are tainted by that address, or even area, if it is noted
for bad payers, poor credit risk, etc., etc., Even the police
are often influenced by the area you live.
Birds of a feather flock together is an old cliche. Certain countries, like Nigeria as an extreme, seem to be havens for those who like to deal from the bottom.
I am surprised you needed that spelling out.
