I'm confused on the 500% return math. Does this include dividends? The math on the dividend is equal to 2.4 cents additional over 5 years. Here's my take: Example: PBLS is at 2 cents so 100% return would be an additional 2 cents for a total of 4 cents. If PBLS goes to 6 cents, it's a 200% return. If PBLS goes to 8 cents, it's a 300% return. If you include the div, PBLS would be worth 10.4 cents for a whopping 420% return !