Grupo Resilient International Inc (GRUI)

[The Cheap Investor]

I have my own business and many of my clients apply for SBA loans. Here are the steps to getting an SBA loan:

1. The client sends us his fiancials for the last two years and in most cases must have home ownership.

2. If my loan officer agrees that they are financially able to get a SBA loan, we then proceed to step three.

3. We put the loan in a bank that has SBA preferred status.

4. If the bank agrees that client's financials are sufficient enough to warrant a SBA loan, they refer the loan to the SBA.

5. Since the bank is a preferred SBA lender, the SBA usually rubber-stamps the loan and sends it back to the bank which then informs my company that the client is qualified for a SBA loan.

I do not believe HISC has sufficient equity to even be considered for a SBA loan, or from any bank, especially considering the loan situation today due to the sub-prime loan meltdown.