>Do Not Listen to anyone on this board when it comes to TAXES.<
I agree 100%.
That said, what we have been attempting to do is "think outside the box". None of us (well most of us) are not knowledgeable enough on the subject to advise someone, and are really not attempting such folly.
My siggy even states NOT to make decisions based on my opinion. I am a dreamer! Dangerous lot, we dreamers, lol
Occasionally, the thought police show up and do their best to discourage such behavior. Synergy often leads to new ideas.
Scary stuff that must be reported, LOL