Teensurance by Safeco

[lazyeye]

The "magic" is conditional upon what I wrote. At 18, they are legally responsible according to the law. That means they can own a car without my say so. They can own their own insurance without my signature. They can enter into contracts, etc...

When my kid turned 18, he was in college, had a job, paid for a car out of his savings, and had his own insurance. I would never think of putting GPS in his car for my benefit. When he was 17, he had a job, had his own car because we felt he was responsible enough to have his own car, and we paid for his insurance. I would've definately considered GPS, not just because of speeding, but to know where he was if I wanted to know.

My point was, if the conditions set forth above are not met at 18, and I'm paying for everything and I'm liable for his behavior under my insurance, then there is no "magic".